How Much Is Your Electric Bill Compared To Your Mortgage? 

Checking utility bills

Getting your electric bill in the mail these days is almost enough to cause you to overheat.  You’ve tried to cut back but maybe there are ways to curtail usage you haven’t thought of.  Conservation is really easy if this is something you want to do.  It does require a conscious effort of the entire family.  Let’s take a look at a few ways to save. In the summertime raise your thermostat setting to 80 or above and bring out the fans, both ceiling and floor fans.  They can stir the air and make it feel comfortable.  Make sure your …

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Save on Your Travel Expenses Today – Seven Different Ways!

traveling around the world is expensive

The travel industry is complex and full of insider secrets.  Never before has it been faced with the challenges of today.  With the endless increase in fuel prices and the constant threat of terrorism the travel industry has been forced to make cuts and changes.  Any price hikes are invariably passed on to the consumer. If the consumer is to be able to function affordably within this industry he must learn as much as possible of their policies, practices, procedures and even their vulnerabilities.  The savings will go to the educated and the persistent. Discount deals are found on the …

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You Do Not Have to Be Cheap – Being Frugal Can Be OK Also! 

Couple on a date

We all would like to plan the dream date and treat our special boyfriend or girlfriend to all kinds of exotic foods and exciting entertainment.  Unfortunately, unless you have a substantial income you must resort to being resourceful and think outside the sometimes stereotyped dating box. There’s a fine line between being creative and coming across as a cheap tightwad.  The last thing you want to do is give the impression that your date is not worth the money you spend.  Some do expect you to spend the big bucks.  Maybe it’s good to discover this early on. Planning dates …

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Everyone Wants to Help There Child Cut Expenses at College 

Cutting expenses at collee

Once you’re in college you probably need to continue to cut costs where you can but many of these ways to save begin even before you get there.  You’ll find that saving before and during your college days is an education in itself.  And, like any other learning experience it takes discipline and perseverance. Take advance placement courses (AP) and exams in high school.  If you do well you’re given college credit which can save you a bundle of money.  It’s possible if you place high enough that you can enter college as a 2nd year student. Career focus educational …

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Paying Extra on Your Mortgage Will Save You Plenty of Money 

saving money on mortgage

It’s the American dream to own your own home and dreamers will go to any lengths to accomplish this even if it means borrowing thousands of dollars to be paid back over a 30 year period. It’s quite an obligation to make 360 payments month after month with the bulk of the money going toward interest, at least in the beginning. The interest on an average home over a 30 year period can account for twice the cost of the home.  Interest is working against you 24/7/365.  Wouldn’t it be wonderful if you could pay off your debt years sooner …

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Why Do Gas Prices Go Up and Down So Much All Over The World?  

high-gas-prices-signs

Be honest, when you read an article about national gas prices and find that your costs are less than another region, you feel smug. It’s a short lived joy because the same article probably told you that gas is less than a quarter a gallon in Venezula. Chances are, you’ve never seen gas that cheap in your lifetime. At this point, you’d be grateful to fill up your tank and get change back from a hundred dollar bill! Officially, every government blames the world crude oil prices. That’s the price per barrel than OPEC controls. As with any monopoly, when …

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Buy a Hybrid – Trade In Your Gas Guzzler Before it’s to Late

Hybrid car

We’re all looking for more ways to save on fuel these days as oil supplies diminish and gasoline prices continue to soar.  Indications are that the price at the pump will remain at current levels or rise even more in the near and long term.  So we seek ways to drive less and get better mileage. Perhaps the best way to save gas is to get rid of that old heavy heap that guzzles gas and the money right out of your pocketbook.  One of the most popular options is driving a hybrid vehicle. A hybrid combines the benefits of …

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Hypermiling – What is it? Does it Help The Consumer Save Gas?

hypermilig

Wayne Gerdes is credited with creating the term “hypermiling” as a conscious way to squeeze the most miles per gallon in fuel economy for any vehicle. The goal for drivers is to meet (or even exceed) the mileage of a comparable size hybrid vehicle. If the driver happens to own a hybrid, then the challenge is to exceed the EPA ratings for that vehicle with smart driving tactics. Either way, it’s a game and you win at the pump. Before you can improve your gas mileage, you have to know what your current miles per gallon are. If you have …

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5 Real Creative Ways to Save Money at the Gas Pump Today

save money at gas pump

Saving money at the gas pump sounds like an impossibility, but don’t give up just yet! The best way to save money on gas starts with changing your driving habits before you arrive at the pump. Hypermilers get criticized for radical gas saving maneuvers, like shutting off the engine and turning without power. You don’t have to do anything that’s potentially unsafe to save gas. These are simple, safe ways to conserve gas and save money: Avoid idling with the motor on. If you dash into a convenience store, don’t leave the motor running. While waiting to pick up the …

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