You Do Not Have to Be Cheap – Being Frugal Can Be OK Also! 

Couple on a date

We all would like to plan the dream date and treat our special boyfriend or girlfriend to all kinds of exotic foods and exciting entertainment.  Unfortunately, unless you have a substantial income you must resort to being resourceful and think outside the sometimes stereotyped dating box. There’s a fine line between being creative and coming across as a cheap tightwad.  The last thing you want to do is give the impression that your date is not worth the money you spend.  Some do expect you to spend the big bucks.  Maybe it’s good to discover this early on. Planning dates …

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Saving Money With Unusual Gifts to Create and Purchase

savings gift bag with money

Giving a gift is a very generous and thoughtful thing to do.  It tangibly shows the giftee that you care enough to make or purchase something with only that person in mind.  This is more difficult to do for some people than others, especially if you must be cost conscious. You can become tired of giving the same old expected gifts and getting the same old predictable response.  It may be time to get resourceful and begin thinking outside the gift box.  With a little creativity and maybe a little work you can come up with gifts that go beyond …

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Seven Entertaining Family Fun Nights That Cost Little Money 


  Entertaining the family doesn’t have to cost an arm and a leg.  You can save those to buy gasoline.  There are numerous ways for the family to have fun, be together and spend little if any money.  Be resourceful, creative, keep an open mind and a fun heart.  After all, nothing’s better than laughing with your family and laughs are free. Celebrate a holiday even if it’s not a holiday. Check the calendar and online for many unusual holidays on which to peg your celebration. For instance, there’s a National Watermelon Day.  Celebrate by gathering the family in the …

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Saving Money on Unique Gift Ideas That Won’t Break the Bank 


Giving a gift is a way of saying I love you and you’re special. It can be a distinctive thank you for just being you.  Whatever the reason, the act of giving is something we all enjoy even though times are tough and maybe your budget is stretched to the limit.  What can you do to make gift giving more affordable and still give with pride?  Let’s take a look at some of the ways. Personalized homemade gifts are some of the best.  These depend somewhat on your particular talent but others can be made with just a little creativity …

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Making Money Online – Do You Need to Have Money to Make Money?


The short answer is, “No.”  You can effectively launch an Internet marketing career without a single dime.  All you need is a computer and an Internet connection, which does cost money, but we’re assuming you have those two components already. Many a marketer has gotten his or her start as an affiliate marketer.  Aside from shuffling around in your attic to find something you can sell for a profit on eBay, affiliate marketing is your best bet for a zero-dollar start-up business in the Internet marketing industry. All you need is a free ID that you can get on Pepperjam, …

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Fantastic Money Steps to Financial Freedom For Life

financial freedom

Realizing financial freedom means you can finally live the life you want. It’s a tremendously freeing achievement that can help you feel secure, but it’s elusive for most of us unless we take the proper steps to achieve it. Paying yourself first is the first rule to achieving financial freedom. That means each pay day you should make it a habit to transfer part of your income (10 to 20 percent) to an investment account – and forget about it. Another step to financial freedom is to pay down your credit card debt. This is considered consumer debt and is …

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